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What To Know About Communicating With Insurers

The Insurance Company Is Not On Your Side

After a workplace injury, you may be optimistic about communicating with the insurance company. It is your employer’s insurance company, so it must be on your side. Right?

Wrong. Insurance companies do not make money by paying out every claim to the fullest. They make money by avoiding that very thing. You need to know how to deal with the insurance company now, in a way that will be better for your case.

Protect Yourself And Your Case

Before starting my firm, Golden Law Firm, I worked on the other side of the courtroom in Pennsylvania insurance disputes. I know how insurance companies think. There are a couple things you must remember when dealing with them:

  • Do not accept any initial offers of payment without discussing with your lawyer. The insurance adjuster may try to make you an initial offer, and that may be tempting. However, you should know that the company will probably try to initially underpay your claim. This is how it makes money. Discuss the offer with your lawyer to know if it is appropriate for your claim.
  • Do not sign any documents without thoroughly reading. Throughout the insurance adjuster’s investigation, you may need to sign certain documents such as medical authorizations to allow the insurance company to see your medical records about your injury. You should always read these documents carefully, and have your lawyer read them as well if possible, to ensure that you are not giving up any of your rights.

Throughout the insurance company’s investigation, it can be crucial to have an adept attorney on your side to review your correspondence and documents. This will give you the peace of mind to know that you are doing the absolute best for your case that you can.

Get The Care That You Deserve

You should be able to focus on recovery from your injury, not talking to insurance companies. Allow me to take on your case, and I will work to make sure that the insurance company’s investigation turns out well for you. If you would like to schedule a free meeting to discuss what I can do for you, call my Williamsport office at 570-980-1718 today.