Millions of Americans currently live with disabilities, you may be a recipient, or you may be attempting to become a recipient, of Social Security Disability Insurance benefits. Intended to assist Americans who have especially serious long-term disabilities, these benefits are often hard to obtain in the first place, but there are also a number of circumstances that may make you ineligible to receive them any longer once approved.
According to the Motley Fool, because SSDI benefits help only those with the most serious disabilities, you may lose access to yours if the Social Security Administration decides that your condition has improved. As an SSDI benefits recipient, expect to have to undergo periodic eligibility checks, and if the administration determines that you no longer meet its tight definition of “disabled,” your benefits may come to an end.
Another way your SSDI benefit eligibility may change is if you reach the age of retirement. Do not panic, though, because when your SSDI benefits end, your retirement benefits typically begin. Also, while you may notice a minor change in the amount you receive in monthly benefits, in most cases, the amount received in SSDI benefits and the amount received in retirement benefits are similar.
A third way your SSDI eligibility may change is if you return to work and start earning a living wage again. You may participate in what is known as a “Trial Work Period” while still receiving benefits for up to nine months while you figure out whether a full return to work is going to be feasible.
This copy is meant for educational purposes only and is not a replacement for legal advice.